Wholesale & Distribution

Payments Built for Wholesale & Distribution

SmarterSwipe helps wholesalers and distributors streamline B2B payments, manage invoicing, and reduce processing costs with Level II/III data optimization.

Why Wholesalers Choose SmarterSwipe

B2B Payment Optimization

Level II/III processing for lower interchange rates on business and corporate cards

Invoicing & ACH

Send invoices and collect via ACH, wire, or card with automated reconciliation

High-Volume Processing

Infrastructure built for large transaction volumes and high ticket sizes

Real-Time Reporting

Track receivables, deposits, and cash flow across all accounts

Fraud Protection

Advanced fraud screening for B2B transactions and recurring orders

Tools Built for Wholesale

Virtual Terminal

Process phone and mail orders with Level II/III data for lower rates

Online B2B Portal

Let customers place orders and pay invoices through a branded portal

Account Management

Track customer accounts, credit terms, and payment history

Recurring Orders

Automate recurring orders and subscription-based wholesale accounts

Real Results from Real Businesses

"Our old processor didn’t support Level III data, so we were overpaying on every B2B transaction. SmarterSwipe optimized our interchange and saved us over $3,200 a month."

Pacific Coast Distributors

Robert Kim, CFO (wholesale distribution, Portland OR)

Saved $3,200/mo

Hardware, Your Way

Virtual Terminal

Browser-based terminal for phone/mail orders with Level II/III support

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Warehouse Terminal

Clover Duo — countertop terminal for warehouse pickup payments

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Mobile

Clover Flex — portable terminal for delivery and trade show payments

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Ready to Optimize Your Wholesale Payments?