Business Capital

Serious Capital for

Businesses That Plan to Grow

Revenue-based funding up to $1M+ with no personal guarantees. Pre-offers in 24 hours. Funded in days, not weeks.

No Credit ImpactNo Personal Guarantees24-Hour Pre-Offers
How It Works

From Application to Funded in 3 Simple Steps

Our process is designed to be fast, transparent, and painless.

01
01

Apply in 2 Minutes

Complete our simple pre-approval application. No credit impact, no paperwork headaches. Just basic business info and we'll take it from there.

  • 2-minute application
  • No credit pull
  • No documents needed upfront
02
02

Get Your Pre-Offer in 24 Hours

Our team reviews your application and delivers a pre-offer within 24 hours. You'll know exactly how much capital is available and on what terms — no surprises.

  • Pre-offer within 24 hours
  • Transparent terms upfront
  • No obligation to accept
03
03

Get Funded & Grow

Accept your offer and get funded in days. Use the capital however your business needs — inventory, payroll, expansion, equipment, marketing. It's your money.

  • Funded in days, not weeks
  • Use capital for anything
  • Flexible repayment based on revenue

Capital That Works for You, Not Against You

No Personal Guarantees

Your personal assets stay protected. We fund based on your business revenue, not your personal credit.

24-Hour Pre-Offers

Know your offer within 24 hours of applying. No waiting weeks for a decision.

Revenue-Based Repayment

Repayment flexes with your revenue. Busy month? Pay more. Slow month? Pay less.

Up to $1M+ Available

Access serious capital to fund real growth — inventory, expansion, hiring, equipment, whatever you need.

Your Capital Overview
$0

Pre-Approved Amount

Approval StatusApproved
Funded in 3 days
Applied
Approved
Funded

Do You Qualify?

  • Been in business for 6+ months
  • Processing $10,000+ per month in revenue
  • Operating a legitimate, legal business
  • Located in the United States

Not sure if you qualify? Apply anyway — there's no credit impact and no obligation.

Capital FAQ

Ready to Get Funded?

Choose your path below.

New to SmarterSwipe

Apply for capital and processing together. Get a complete payments + funding solution.

  • Full capital + payments pre-approval
  • Custom processing proposal
  • Equipment & hardware options
Start Pre-Approval

Already a Merchant

Already processing with us? Submit directly for a capital review.

  • Streamlined capital review
  • No full proposal process
  • Faster turnaround
Submit for Capital Review
No credit impactBank-level encryption2-minute application

Your Growth Shouldn't Wait

Apply in 2 minutes. Pre-offer in 24 hours. Funded in days.

Get Pre-Approved Now